With a few mouse clicks, the user can project his retirement income from various sources and develop a savings scenario to achieve his own retirement income goals. After input of personal data, the user selects:

• A target retirement income
• A target retirement age between 55 and 65 (in monthly increments)
• A pension form (eg. a guaranteed period or a percentage payable to a surviving spouse)
• The details of his current assets, both registered and non-registered

The user can do "what if scenarios" by varying the inflation, investment return and salary increase assumptions. seclonWeb will project the income available at the expected retirement age, arising from:

• Employer's pension plan(s), including bridge benefit if applicable
• Canada/Québec Pension Plan
• Old Age Security
• Pension that can be purchased with accumulated personal RRSP and non-registered personal savings

If the user's own retirement income goal is not met, seclonWeb solves for any additional annual savings required to meet the objective.

Visit our website at www.seclon.com